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Requirements

Loans of up to $500 are available for students who meet the following requirements:

• Have all fees paid in full or have sufficient financial aid awarded to cover all debts including Housing. Students on the Installment Payment Plan are not eligible for an emergency loan
• Enrolled in a minimum of six undergraduate units or four graduate units
• Have a definite and verifiable means of repayment such as pending financial aid or a job. (When a job is the source of repayment, the amount of the emergency loan cannot exceed $250)
• Have had no returned checks, and/or have not failed to pay fees or emergency loans by due dates
• Clear of any monetary or financial aid holds

Application

To apply, complete the

• Emergency Short-Term Loan Application (pdf)
• Emergency Short-Term Loan Application (doc)

Additional Information

• Get your money faster! Sign up for eRefund and avoid a $20 processing fee. To sign up for eRefund, log on to MySJSU, then navigate to Self Service > Student Center > Online payments, payment plans and account services
• Processing time for the emergency loan is 24 to 48 hours
• A $20 processing fee will be deducted from your loan
• Multiple emergency loans will not be approved
• Emergency loans must be repaid within 60 days