Federal Direct Stafford Loans (Subsidized & Unsubsidized)

Students must be awarded financial aid to accept loans

December 1, 2018 - deadline to accept one term only loans:  Fall 2018

April 26, 2019 - deadline to accept academic year loans, or Spring only loans

Enrollment Requirements for disbursement of financial aid


Direct Subsidized Loans

Direct Unsubsidized Loan


Interest Rates

Origination Fees

Steps to accepting loans in MySJSU

Terms and Conditions

Annual and Maximum Loan Amounts


Repayment Information

  • Repayment begins six months after graduation or after enrollment drops below half-time.
  • Federal student loans cannot be discharged through bankruptcy.

Additional Information

To retrieve loan history information, view the National Student Loan Data System (NSLDS).