Federal Direct Stafford Loans (Subsidized & Unsubsidized)

Deadlines to accept loans

December 2, 2019 -  for one term only loan - Fall 2019

April 24, 2020 - for academic year, or Spring 2020 loan

Enrollment Requirements for disbursement of financial aid


Direct Subsidized Loans

Direct Unsubsidized Loan


Interest Rates

Origination Fees

Steps to accepting loans in MySJSU

Terms and Conditions

Annual and Maximum Loan Amounts


Repayment Information

  • Repayment begins six months after graduation or after enrollment drops below half-time.
  • Federal student loans cannot be discharged through bankruptcy.

Additional Information

To retrieve loan history information, view the National Student Loan Data System (NSLDS).