Terms and Conditions

  1. All previous federal loans must be in good standing.
  2. No Grants in overpayment status.
  3. Complete the Master Promissory Note (MPN). A new MPN is necessary if it has been more than 10 years since the last MPN was completed. View video on How to complete the MPN
  4. Complete Entrance Loan Counseling (ELC). First-time student loan borrowers at SJSU must complete the ELC.
  5. Must meet enrollment requirements
  6. Academic progress must be in good standing with Financial Aid.
  7. Complete Exit Loan Counseling within sixty (60) days of the last date of attendance at SJSU.