Types of Aid
Grants: Grants vary in eligibility criteria and award amounts. Federal and state grants are funds that do not require repayment
Loans: Four federally regulated loan programs are available to students in financing their education. Loans are funds that must be repaid.
Federal Work Study: Work Study is a great way to help pay for your educational expenses. The Federal Work Study Program gives you the opportunity to work part-time while going to school.
California Dream Act: The California Dream Act of 2011 allows students who meet AB540 criteria to apply for and receive certain state and institutional financial assistance programs.
Middle Class Scholarship (MCS): May be awarded to students with family income of up to $150,000.
It is the policy of the Financial Aid and Scholarship Office to first award all grant or scholarship aid for which a student may be eligible. If a student still has an unmet need or the student is not eligible for any grants or scholarships, either loans or Work-Study, or a combination thereof, will be awarded according to the student's preference as indicated on the FAFSA. If a student is not eligible for any federal or state aid including subsidized loans or work study, the student may apply for a Direct Unsubsidized Stafford Loan. Additionally, parents of dependent students may apply for a Federal Direct Plus (Parent) Loan.
Awards are contingent upon funding availability. If funds are insufficient to meet the needs of all eligible aid applicants, San Jose State University reserves the right to reduce all financial aid awards.