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Frequently Asked QuestionsHere are the answers to our most commonly asked questions:
How Do I Apply for Financial Aid?See 7 Steps to Financial Aid at SJSU. When will I receive my financial aid?The disbursement of funds begins on a weekly basis, starting the first week of the semester. Will my financial aid pay my registration fees?Unpaid registration fees and most other debts are automatically deducted from your aid. If your financial aid is not enough to pay your fees or other debts, you must pay the balance shown on your Customer Account. How do I receive a fee deferral?You are eligible to defer your fees if you have completed the FAFSA and returned all requested documents to the Financial Aid and Scholarship Office the week before the semester begins. Will I get separate checks or a single check?A check will be mailed for all funds that are ready for disbursement. Stafford loans are mailed after the funds arrive from the lender. Perkins and Kuhlman loans are mailed after a signed promissory note is received and the check is ready for disbursement. Do I have to be full time?Yes, unless you have requested and received prior
approval from the Financial Aid and Scholarship Office. Full time is 12 units
for undergraduate, teaching credential, and 2nd B.A./B.S. students. Full time
for graduate students is 8 units. Note that units taken at other colleges do
not count. You can request a reduction of units by completing the Student Information
Update Form
. Will financial aid cover my on-campus housing costs?University Housing fees are not automatically deducted from your financial aid unless you have made prior arrangements with University Housing Services. If your award does not cover all of your housing, you must pay the balance owed with your own funds. Can I receive financial aid for the winter session?
No, Financial Aid is
not available for the Winter session. You will be responsible for paying your own fees. My tax return is not filed yet - How do I complete the FAFSA?You can use estimated income. After you file your taxes you can update your FAFSA application.
Are there emergency loans available?Yes. Contact the Bursars Office (Cashier's Office) for further information. Can a student receive aid if enrolled through Open University?No. Students cannot receive aid while in Open University. A
student must be a matriculated student working towards a degree
in order to receive aid. What is the difference between a subsidized and unsubsidized stafford loan?On a subsidized loan, the interest is paid by the federal government while the student is enrolled at least half time or in a grace period. For an unsubsidized loan, the student is responsible for the interest from the first disbursement of the loan. What do I have to do to be independent?To be considered independent you must meet one of the following federal criteria:
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Financial Aid & Scholarship Office
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