FAQs - Workers' Compensation

 Q:    What is workers' compensation?

A:    Workers' Compensation is a state-mandated, employer-paid benefit for employees with work-related injuries and illnesses. It is is provided without regard to who is at fault.

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Q:    Who is covered by workers' compensation?

A:    San José State University employees, including faculty, student assistants, work-study students and appointed volunteers are covered.

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Q:    When do I become covered for workers' compensation benefits?

A:    Coverage begins the first minute you are on the job and continues anytime you are working. You do not have to work a certain amount of time or earn a particular salary before you are covered. Coverage is automatic and immediate.

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Q:    How much does workers' compensation cost?

A:    There is no charge to you, the employee. If you qualify for Workers' Compensation, all approved medical bills will be paid plus any compensation you may be entitled to.

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Q:    How does this affect my own health insurance?

A:    Workers' Compensation is separate from your personal health care insurance. There are no deductibles or co-payments. Workers' Compensation covers work-related injuries and illnesses. It is important for you to let your treating doctor know if your injury is work-related.

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Q:    Who administers workers' compensation claims?

A:    Sedgwick CMS is the Third Party Administrator (TPA); the claims management firm that administers San José State University's Workers' Compensation claims and determines Workers' Compensation benefits eligibility. Sedwick's phone number is 510-302-3041.

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Q:    Can I lose my job because of a workers' compensation claim?

A:    The law prohibits the University from discharging an employee or discriminating against an employee because of a Workers' Compensation injury.

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Q:    What happens if I'm injured on the job?

A:    All employees are covered under Workers’ Compensation insurance. For more information, contact Workers’ Compensation.

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Q:    How do I report an accident that happens to an employee? A student? A visitor?

A:    Visit Employee Injuries & Accidents or Student and Visitor Accidents Reporting Guidelines

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Q:    How do I report an unsafe condition?

A:    If the unsafe condition is an emergency situation, such as a fire, immediately call 911, the University Police Department at 924-2222 or use any blue light on campus.

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