
The following health plans are available to CSU staff employees:
Blue Shield and Kaiser. Blue Shield is an individual practice plan where contracted doctors and hospitals provide all services. Kaiser is a clinic/hospital-based plan where one specific clinic or hospital provides the services.


Three Preferred Provider Organizations (PPO): PERS Choice, PERSCare and PERS Select (administered by Blue Cross of California). PERSCare, PERS Choice and PERS Select are PPO plans that cater to individuals who value freedom of choice. Unlike a health maintenance organization where a primary care physician directs all medical care, PERSCare, PERS Choice and PERS Select allow you to manage your own care. You can see a specialist without a referral and can change physicians whenever you wish.

The
Chooser is an online service that can assist you in making your
health plan decision. It does not choose
a health plan for you, but it does lead you through the decision
process and create results that allow you to compare and contrast
health plans.