Additional Benefit Programs

Employees have the option to enroll in several types of voluntary insurance and benefit plans. These plans are entirely employee paid:

Auto and Home Insurance

  • Contact
  • To learn more about California Causality's insurance programs, please call 1-866-680-5142 or visit California Casualty.
  • You may enroll at any time.

CalPERS Long Term Care

  • Long-term care plans cover certain services provided in a setting other than an acute care unit of a hospital, such as a nursing home, residential care facility, adult day care center or in the home, according to the plan selected.
  • A person requires long-term care when he or she needs help with two or more of the six Activities of Daily Living (ADLs): bathing, dressing, toileting, transferring (moving in and out of a bed, chair or wheelchair), eating or continence.
  • Three plans to choose from: (a) comprehensive, (b) facilities only, and (c) partnership.
  • Offered to all CalPERS employees, spouses, parents, parents-in-law and siblings (age 18 and older).
  • Entirely employee-paid.
  • Contact the CalPERS Long-Term Care Program at 1-800-908-9119.

Critical Illness & Accident Insurance - Coming in early 2020

  • The Standard Life Insurance was awarded the contract for Critical Illness and a new Accident Insurance. As a part of the transition, Aflac will no longer be enrolling new participants in the Critical Illness plan.
  • View The Standard website for more information on Group Accident and Critical Illness insurance. More information to provided in January 2020.
  • Enrollment Process:  A special enrollment period will be held in early 2020. Current Aflac participants may stay with Aflac via direct pay or transfer to the new coverage with The Standard in 2020.

MetLaw® Legal Plan

  • MetLaw® plan, offered by MetLife, covers representation for many personal legal services for employees and their eligible dependents.
  • Offered to CSU employees, excluding Rehired Annuitants, Special Consultants, Hourly Intermittent employees and Students. Eligible dependents are covered at no additional cost.
  • Members are required to remain in the plan for a full benefit plan year.
  • Covered legal services performed by a Network attorney are fully paid for by the plan. Out-of-Network attorney fees for covered services are reimbursed based on a set fee schedule.

For more information or to apply, contact MetLife customer service at 1-800-438-6388 or go to 

Voluntary Accidental Death & Dismemberment

  • Accidental death & dismemberment plan, offered by The Standard, pays a benefit to the employee or his/her selected beneficiary in the event of death due to an accident or dismemberment at a benefit level selected by the employee.
  • Offered to all regular benefits eligible CSU employees. Coverage for eligible dependents available at an additional cost.
  • Eligible employees can enroll at any time during the year and will not be subject to Evidence of Insurability.

For more information go to or contact The Standard customer service at 1-800-378-5745. To apply, make changes, or review benefits log in at


Voluntary Long Term Disability Insurance

  • Voluntary Long-Term Disability plan, offered by The Standard, provides loss of income protection (up to 60%) due to a qualified disability.
  • All benefits eligible employees who are eligible for the CSU-paid LTD plan may apply.  
  • For more information go to The Standard website or contact The Standard at 1-800-378-5745.
  • Two plans are offered, one with a 30-day and one with a 90-day waiting period.

Nationwide Pet Insurance


  • Nationwide is offering two benefit options for your pets. This insurance can cover your pet’s accidents, illness and even preventive care and wellness services.
  • Plans are available for dogs, cats, birds, small mammals and exotics (such as reptiles).
  • Employees can enroll during open enrollment and coverage will be effective January 1, 2020.
  • ​To learn more about this plan and/or to enroll, visit, or call (877) 738-7874.​

For more information, see Your UP Representatives and contact your Benefits Service Representative.

Would you like more information about your benefits?