Federal Direct Stafford Loans (Subsidized & Unsubsidized)

Fall 2020/Spring 2021 Deadline to accept loans:

December 1, 2020 - for students attending Fall 2020, only

April 26, 2021 - for academic year loan(s), or Spring 2021, only

Spring 2020 Deadline to accept loans:

April 24, 2020 - for academic year loan, or Spring 2020 only 

Enrollment Requirements for disbursement of financial aid


Direct Subsidized Loans

Direct Unsubsidized Loan


View Loan Information for information on:

Interest Rates, Origination Fees, Steps to accepting loans in MySJSU, Terms and Conditions, Annual and Maximum Loan Amounts


Repayment Information

  • Repayment begins six months after graduation or after enrollment drops below half-time.
  • Federal student loans cannot be discharged through bankruptcy.

Additional Information

To retrieve loan history information, view the StudentAid.gov.