Dental Coverage

dental

Currently, CSU pays the full cost of the Basic level dental coverage for eligible retirees and their eligible dependents:

  • If your retirement date is within one pay period of your separation date from employment, your dental coverage will be continuous
  • If your retirement date is more than one pay period and less than 120 days from your separation date from employment, refer to the Employee Support Services Directory and contact your Benefits Service Representative.

Note: This is general information regarding post-retirement health benefits. Refer to plan documents for limitations and exclusions.

Delta Dental Enhanced Level II (PPO) Plan

If you are enrolled in the Delta Dental Enhanced Level II (PPO) plan, your dental coverage as a retiree will be reduced to the Delta Dental Basic plan. Employees in Bargaining Unit 8 will experience no change in their level of dental coverage.

DeltaCare USA (HMO) Plan

If you are currently enrolled in the DeltaCare USA Enhanced (HMO) plan, your dental coverage as a retiree will be reduced to the DeltaCare USA Basic (HMO) plan.

Changing Dental Plans

You can change your dental plan and add or delete dependents during the CalPERS annual open enrollment period or within 60 days of a qualifying status change.

COBRA

You can refuse enrollment in the basic dental coverage upon retirement, and instead, opt to continue your enhanced coverage under COBRA for up to eighteen (18) months. You pay the full cost for coverage under COBRA.

Once COBRA ends, you can immediately enroll in a basic dental plan to avoid a lapse in coverage, or during any subsequent open enrollment period that follows the expiration date of COBRA coverage by contacting CalPERs at 1-888-225-7377.

FlexCash

If you are a FlexCash participant, you may request dental coverage within 30 days before, or 60 days after the retirement date. You may also enroll during the annual CalPERs Open Enrollment period.