Supplemental Savings Programs


To maximize your retirement savings, consider enrolling into one of the 3 voluntary retirement programs available to eligible employees.  You decide the amount you want to contribute within IRS limits. These programs allow eligible employees to save toward retirement by investing pre-tax contributions in tax-deferred investments. The deferred income is not subject to current state and federal income taxes. Instead, funds are taxed in the year that they are withdrawn.

For more information, refer to the Your HR Representatives and contact your Benefits Service Representative.